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Text of Warrant Article 8: (To be considered at Special Town Meeting (Virtual), Mon. 11/16/20 at 8:00 p.m.)
“ARTICLE 8 ACCEPTANCE OF LEGISLATION/BYLAW AMENDMENT/ MUNICIPAL AFFORDABLE HOUSING TRUST FUND
To see if the Town will vote to accept Massachusetts General Laws c. 44 § 55C, to authorize the creation of a Municipal Affordable Housing Trust Fund to support the development of affordable housing in Arlington, establish a new bylaw for the administration of same; or take any action related thereto. (Inserted by the Select Board)”
What will it do? How will it work?
A Proactive Step to Address Housing Affordability. With a municipal affordable housing trust, Arlington will join more than 113 Massachusetts municipalities that have formed a housing trust fund to support a proactive strategy for building housing affordability. The Trust is a small step the Town can take to more proactively address the housing affordability crisis that challenges many of our current residents and makes Arlington increasingly inaccessible to new residents. Creating affordable housing can also be a strategy for maintaining or increasing diversity.
Ability to Act Quickly.
A primary benefit of a housing trust is to enable the Town to act quickly to support or participate in transactions that increase or preserve affordable housing in Arlington. Without a Trust, the Town does not have the flexibility or agility to act quickly. Following are some examples, though there are many other ways that trusts can and do advance housing affordability:
• Financing the acquisition and/or development of market properties for conversion to affordable housing by a nonprofit developer;
• Purchasing an existing affordable home to ensure resale to another low income buyer, or purchasing a market rate home to create an affordable homeownership opportunity;
• Providing flexible financing to increase the number of affordable units or reduce income levels in existing or new projects that include affordable housing.
Developing a Housing Trust Strategy Over Time.
The strategies to be pursued by the Trust would be set forth by the Trustees in a plan or proposal(s) they would lay out after they are appointed, most likely after/through a process of public engagement. The specific strategies are, deliberately, not part of the warrant article or the Bylaw proposed for adoption. This allows the Town the flexibility to set and modify the Town’s housing strategies over time, in a manner that is responsive to the public and its elected representatives. The Bylaw requires the strategy or plan, and most major Trust decisions, to be approved by the Select Board, and Town investments in the Trust would still require Town Meeting approval.
Funding the Affordable Housing Trust Fund.
Creating affordable housing requires substantial subsidy. The Trust’s ability to cause more affordable housing to be created or preserved in Arlington will be directly related to the availability of resources to fund it and leverage additional state and federal resources. The vote before the Special Town Meeting this fall will not provide any funding for the Trust.
While it is anticipated that the Trust might receive initial funding via a grant of Community Preservation Act funds from the CPA Committee, to increase our impact, more resources will be needed.
How Other Communities Fund Their Housing Trust Funds.
The Community Preservation Act is the most common source of funding, but the most impactful trusts tend to have a variety of funding sources that result in a steady flow of financial resources into the Trust. Other municipalities have tapped into a variety of additional sources, including inclusionary zoning payments, federal HOME funds, voluntary/negotiated developer payments, proceeds from sale of tax foreclosed or other Town-owned properties, cell tower payments, cannabis-related revenue, short-term rental fees, fees for managing housing lotteries, sale of bonds, general municipal funding, and private donations. Many also donate excess town property to their housing trust for sale and redevelopment as affordable or mixed income housing. More recently, a number of cities and towns have proposed home rule petitions that would allow them to impose a small fee on the transfer of real property to fund their housing trusts, and there is state legislation proposed to authorize cities and towns to impose such transfer fees without sending a Home Rule Petition to the state legislature.
Building Trust Resources Through a Transfer Fee.
The Housing Plan Implementation Committee originally recommended that Town Meeting adopt a bylaw creating a housing trust and create a funding source for it by voting to authorize the filing of a home rule petition to impose a modest real estate transfer fee. Although the Select Board elected to defer consideration of the transfer fee until 2021, such a fee is attractive to many, because it would be borne only by those selling their Arlington homes or properties, and because it provides a mechanism to capture a very small portion of the extraordinary equity increase that Arlington property owners have realized over many years due to regional market forces. The details of such a fee are important and merit further discussion, but it presents a promising potential revenue source to empower the Trust to be proactive.
The Process.
The article in front of the Special Town Meeting would start the process of creating a municipal affordable housing trust. Once approved by Town Meeting the Affordable Housing Trust Bylaw would be submitted to the Attorney General to certify its consistency with the state law governing housing trusts within 90 days. Once so certified, the Town Manager will appoint trustees, including at least one member of the Select Board. Once these appointments are confirmed by the Select Board, the Trustees themselves would lead the process of proposing an initial set of goals and strategies for the Trust to implement, after approval by the Select Board.
Financial Stability & Accountability.
The Trust will be governed by the MAHT law passed in 2005 that specifies powers and limitations for trusts of this type. The proposed Bylaw has been reviewed and modified pursuant to suggestions of the Finance Committee to ensure accountability and financial stability. The Trust will be managed by the Treasurer, will be audited annually, will have legal and practical limitations on its borrowing capacity, and will not have the power to pledge the full faith and credit of the Town.
To learn more about municipal affordable housing trusts, refer to the MHP Municipal Affordable Housing Trust Fund Guide, v.3
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This information was prepared by Karen Kelleher, Arlington Town Meeting Member, Precinct 5, Member, Arlington Housing Planning Implementation Committee and Executive Director, LISC Boston ( Local Initiative Support Corporation)
Written by Barbara Thornton
A recently constructed project with 44 units of affordable housing shares a footprint with a new public library in this Chicago neighborhood. The Mayor and the Housing Authority initiated a competition for proposals from architecture firms to build projects that feature the “co-location” of uses, “shared spaces that bring communities together”, according to a recent article by Josephine Minutillo in ARCHITECTURAL RECORD (October 2019).
This project is an excellent example of how a municipal policy (increasing affordable housing) can drive creativity to meet policy goals. This project resulted from a combination of publicly owned land, municipal initiative, a quasi public housing agency expertise and a private architecture/ developer with a commitment to affordable housing. Could a project like this work in Arlington MA?
Written by Barbara Thornton
While you’ve heard a lot about the MBTA Communities Plan, you may be surprised to learn that your neighbors might not know about it. If they have heard the name, they might think it has to do with MBTA buses. Or they might have heard rumors giving an incorrect idea of what the plan is.
You may be tempted to tell them to read the full report by the MBTA Communities Plan Working Group [PDF], but most people don’t have the time to study a 51-page report, even if it’s the most gripping read since Gone Girl. Many of them are so busy they may only have ten seconds to spare.
But you’re in luck, because we’ve written up quick talking points you can use if you’re talking to someone for ten seconds, a minute, or two minutes. If they bring up something they’ve heard that seems incorrect, we also have responses so you can clear up that misinformation.
Ten second version:
The MBTA Communities law says that communities served by the MBTA need to zone areas for multi-family housing. We need more capacity than the state requires in order to:
- Provide more housing
- Support local businesses
- Be equitable across town
One minute version:
The MBTA Communities law says that communities served by the MBTA like Arlington need to zone some areas for multi-family housing. We need more capacity than the state requires to:
- Provide more housing
- Support local businesses
- Be equitable across town
Right now, developers can easily build a McMansion. But they have to go through a long and pricey permitting process to build multi-family housing that’s the exact same size. This plan will make it just as easy to build apartment buildings of the same size as that McMansion. And if it’s at least 6 units it will include an affordable unit!
Two minute pitch:
The MBTA Communities Law is a state law. It requires communities with MBTA service to zone some areas for multi-family housing. Each community is required to reach a specific capacity of multi-family housing. Arlington’s current plan goes beyond what the state requires. We need to go above and beyond because:
- This plan is the only one that gives Arlingtonians what they initially requested. They asked that the zoning for multi-family housing would be:
- distributed across town
- near public transit
- walking distance from shops and businesses
- Currently, a developer can build a 5,000 square foot McMansion in these areas, but not a building with five, less expensive, 1,000 square foot units. This plan would allow for both.
- Arlington only requires affordable units in buildings of 6 units or greater. Allowing larger buildings could result in more affordable units for people to live in.
Common Concerns
Use these ONLY if the person brings up these concerns. Listen carefully to what they have to say first, and stick to the top three points.
“Why are we jamming this legislation through? Why don’t we take more time to explore it?”
While it may seem that the process is moving quickly, in fact planning and discussions have been going on for almost a year. The topic was first introduced in a town-wide meeting on November 17, 2022. The Working Group first met in February and has convened 19 times since then. All the Working Group’s meetings were open to the public and attracted a number of attendees. There were also three larger public forums, several surveys, and other outreach outlined on page 5 of the working group’s report. In any case, in order to comply with the law, all communities must submit final plans by the end of 2024. By acting now we get to take advantage of pilot programs and other state benefits.
“The plan says we have to build 20,000 homes!”
- According to the current plan, an area that currently has about 2100 homes would be re-zoned to permit a maximum of just over 7,000 homes. That translates to a maximum of 5,000 additional apartments and condos.
- This theoretical maximum is based on every single unit being 1,000 square feet or less, every single lot being built to the maximum and absolutely no parking. Builders are not likely to build only 1000 square foot units without parking, because there is demand for a variety of units.
- Building anywhere close to the maximum can only happen if every single current property owner in the zone sells their parcels to developers. Based on Arlington’s historical property sales, we are unlikely to get anywhere near that number. For example, with a condo duplex, they would need to get both condo owners to sell. (Perhaps you can use your own block as an example.)
“Why can’t we just do the bare minimum?”
When the group looked at a “bare minimum” plan (minimum units on maximum acres), they found that in most areas it would not yield additional housing. In some places, it would permit about 2,100 homes in an area that has over 3,000 homes now – in other words, it would allow fewer homes than already exist.
“But we already have multi-unit buildings on Mass Ave!”
Yes, but the majority were built before 1975. Current zoning and the permitting process make it very difficult for similar buildings to be built today.
“But Arlington can’t handle any more people!”
- Arlington’s population is smaller than it used to be. In 1970, we had over 7,000 more people than we have now. And the town’s infrastructure was built to handle 7,000 more people, as were our amenities.
- We aren’t just building this for new people. We’re building it so that empty nesters who are downsizing, kids who are moving into their own apartments and other members of our community can stay and have housing that suits their needs.
- Businesses, churches and libraries all need a population at a certain level in order to thrive.
“These tall buildings will ruin our neighborhoods and block our light.”
- The plan allows for four floors throughout for an important reason. It’s because buildings that are four stories or higher have to meet Americans with Disabilities Act requirements. That means that it will be built so people in wheelchairs or who use a walker can live there. Right now we have very little housing suitable for people with limited mobility, so people who develop mobility issues have to leave Arlington.
- Under certain specific circumstances in narrow areas of the plan, it is possible to go up to six floors on Mass Ave only. These buildings have significant bump backs on the fifth and sixth floor. We already have several buildings of this height along Mass Ave.
- Elsewhere, this would allow four floors in areas where currently homes are two floors plus a lived-in attic or three floors. This is not a huge change, it is an incremental change.
“But what about our schools? This will overload them!”
- By spreading out the housing, we spread out the new students among all the elementary schools and allow the school department to adjust the school zoning if they need to.
- Elementary school population has declined by 5% in the past three years and according to projections will decline further. If we don’t add population then the number of elementary students will continue to drop off.
- Lexington’s School Enrollment Working Group found that new units do not directly correlate with enrollment growth; smaller units are far less likely to incur growth than larger; spreading out the growth over the town would be easier to absorb.
If you encounter anything you think we should add, please contact us via info@equitable-arlington.org.
Contributors: Charles Blandy, Patrick Hanlon, Dori Mazor, Jennifer Susse, Sanjay Newton, Eugene Benson, Steve Revilak, James Fleming, Barbara Thornton, Nicole Gustas and other members
Written by Equitable Arlington
Report by Vicki Been, Ingrid Gould Ellen, and Katherine O’Regan, Supply Skepticism: Housing Supply and Affordability, NYU Furman Center 8/20/18
Some affordable housing advocates question the premise that increasing the supply of market-rate housing will result in more affordable housing. This paper addresses the key arguments these “supply skeptics” make. Considering both theory and empirical evidence, the authors conclude that adding new market-rate homes moderates price increases does make housing more affordable to low- and moderate-income families.
At the outset, the authors review the relevant studies and conclude that “the preponderance of the evidence shows that restricting supply increases housing prices and that adding supply would help to make housing more affordable.” They then turn to several arguments the supply skeptics make. One key issue is whether adding housing in a part of the housing market will affect prices in another. The housing market is not uniform but composed of various submarkets. These submarkets relate to each other in complex ways. Critically, however, if demand forces up prices in a higher-end submarket, some buyers will turn to the next segment down and bid up prices there, generating a cascade. Adding supply at higher levels reduces this cascade and relieves price pressure all the way down. Empirical research indicates that this “filtering” process happens surprisingly quickly.
Supply skeptics may also fear that construction of new housing will exacerbate affordability problems by raising neighborhood rents or prices, fueling gentrification, and potentially displacing existing residents. New construction can have both positive and negative effects on prices or rents of nearby homes. New housing may an amenity that makes a neighborhood more attractive – and expensive. But it also absorbs demand and may reduce the incentive to upgrade existing housing to please high-end buyers. The evidence on the net effect of these effects is unclear. An important California study indicates that the production of market rate housing was associated with a lower probability that low-income residents in the neighborhood would experience displacement. But more research is needed.
The authors point to additional disadvantages of limiting supply, including pushing lower-wage workers to live in distant suburbs, where long commutes add to regional traffic woes and greenhouse gas emissions. They stress, however, that increased supply, while essential, is not sufficient to address the affordability challenge. Government intervention through subsidies and other measures is critical to ensure that housing supply is added at prices affordable to a range of incomes, and especially the lowest ones.
Written by Guest Writer
What a turnout! Equitable Arlington, joined by Mothers Out Front and other Arlington organizations, showed up strong in support of the MBTA Communities plan. Sign-holders stretched along the street for the full length of Town Hall on Monday, October 23, for an hour before Town Meeting. In some cases people were stacked two deep!
Everyone’s spirits were high throughout the rally. Passers by honked their horns in support.
And State Senator Cindy Friedman even came by to reinforce her support for the measure!
Huge thanks to everyone who showed up for Arlington on Monday night!
Written by Nicole Gustas
(Contributed by Ben Rudick and Steve Revilak)
We should end exclusionary Single Family Zoning in Arlington. This is inspired by Minneapolis which ended Single Family Zoning city-wide last year, as Oregon did. To be clear, we’re not suggesting an end to single family homes, only to exclusionary Single Family Zoning; you can still have a single-family house, but now you’d have the option to build a two-family or duplex instead.
79% of all residential land in Arlington is zoned exclusively for single family homes (in the R0 and R1 districts), meaning the only legal use of that land is for a single home built upon a large lot (source: Arlington GIS via the Department of Planning and Community Development). This is a problem for three key reasons:
- Single Family Zoning has a deeply racist past. It came into being after a 1917 Supreme Court ruling made it illegal to have “Whites only” neighborhoods. Instead, towns and cities, as encouraged by the federal government, enacted zoning that used economics instead of explicit racism to segregate neighborhoods. A popular strategy was to require large lots on which only expensive, individual homes could be built. Here’s an excellent short video on the topic: https://www.segregatedbydesign.com/
- It’s terrible for the environment. Living in a Single Family Home is akin to driving alone instead of carpooling or taking the bus: it’s the most carbon-intensive way to put a roof over your head. The more people you can house in the same structure, the less energy you spend per person. By spreading people out, we’re increasing the amount we drive and the carbon we emit. And we’re contributing to traffic congestion too.
- Arlington is becoming increasingly unaffordable. We have a massive (and growing) housing shortage; combined with continued job growth in the Greater Boston area, housing has gotten dramatically more expensive over the last 20 years. The only way for us to keep rising home prices in check is to significantly increase supply, which will be extremely difficult to do while keeping so much of our land reserved for single family homes.
If you’d like to support us, please share this post and join our Facebook group, Arlington Neighbors for More Neighbors, where we’ll post updates and hearing times for the warrant article we’ve submitted to effect this change.
Written by Steve Revilak
(published June, 2019)
Overview
To solve the extraordinarily large deficit in housing for the greater Boston region, over 180,000 units of new housing should come on line in the next few years. This deficit is the result of a rapid expansion in in-migration due to new job creation, with no commensurate increase in housing production for the people taking those new jobs.
The report concludes that zoning is a primary culprit in restricting the development of an adequate housing supply, creating a “PAPER WALL” keeping out newcomers. The cost of this inadequate supply is a huge demand for housing which, in turn, bids up the price for available housing. The following “culprits” are considered: inadequate land area zoned for multi-family housing; low density zoning; age restrictions and bedroom restrictions; excessive parking requirements; mixed use requirements and approval processes. Alternative zoning models are suggested.
Elements such as “Approval Process”, “Mixed Use”, “Village Centers vs Isolated Parcels” and “Building Up or Building Out” are considered.
Researcher Amy Dain reports on two years of research into the regulations, plans and permits in the 100 cities and towns surrounding Boston. The research was commissioned by the Massachusetts Smart Growth Alliance and funded collaboratively with: Citizens’ Housing and Planning Association, Home Builders & Remodelers Association of Massachusetts, Massachusetts Association of Realtors, Massachusetts Housing Partnership, MassHousing, and Metropolitan Area Planning Council.
For the full report see: https://ma-smartgrowth.org/wp-content/uploads/2019/06/03/FINAL_Multi-Family_Housing_Report.pdf
For a power point slide presentation see: https://ma-smartgrowth.org/wp-content/uploads/2019/06/04/DainZoningMFPresentationShare2019.pdf
For the Executive Summary see: https://equitable-arlington.org/wp-content/uploads/2019/07/June-2019-Multi-Family-Housing-Report_Executive-Summary.pdf
Amy Dain Citizens’ Housing and Planning Association exclusionary zoning Home Builders & Remodelers Association of Massachusetts housing deficit in greater Boston region Massachusetts Association of Realtors Massachusetts Housing Partnership Massachusetts Smart Growth Alliance MassHousing Metropolitan Area Planning Council paper wall zoning
Written by Guest Writer
Interview with Aaron Clausen, AICP; City of Beverly, Director, Planning and Community Development
Rather than express generalized worry about the “lack of affordable housing”, Peabody, Salem and Beverly have created an intermunicipal Memorandum of Mnderstanding (MOU) to very specifically define and target the problem and the population they want to address.
According to Aaron Clausen, “There is a fair amount of context that goes along with the MOU, but primarily the communities got together as sort of a coalition to survey and understand what was going on relative to homelessness. What came out of that is a recognition that there is not enough affordable housing generally, and particularly transitional housing, or more specifically permanent supportive housing.
“Salem and Beverly both have shelters, however the shelters were basically serving as permanent housing (and running out of space). That won’t help someone into a stable housing situation. Anyway, this was the agreement (attached MOU) and the good news is that it has resulted in affordable housing projects; one is done in Salem for individuals and Beverly has a 75 unit family housing project permitted and seeking funding that has a set aside for families either homeless or in danger of becoming homeless.
“There is also a redevelopment of a YMCA in downtown Beverly that will increase the number of Single Room Occupancy units. I wouldn’t say that the MOU got it done by itself but it helps demonstrate a regional approach. ”
To see the actual Memorandum of Understanding between these three municipalities to address affordable housing, particularly for people who are homeless or at risk of homelessness, click HERE.
Written by Guest Writer