

(published June, 2019)
To solve the extraordinarily large deficit in housing for the greater Boston region, over 180,000 units of new housing should come on line in the next few years. This deficit is the result of a rapid expansion in in-migration due to new job creation, with no commensurate increase in housing production for the people taking those new jobs.
The report concludes that zoning is a primary culprit in restricting the development of an adequate housing supply, creating a “PAPER WALL” keeping out newcomers. The cost of this inadequate supply is a huge demand for housing which, in turn, bids up the price for available housing. The following “culprits” are considered: inadequate land area zoned for multi-family housing; low density zoning; age restrictions and bedroom restrictions; excessive parking requirements; mixed use requirements and approval processes. Alternative zoning models are suggested.
Elements such as “Approval Process”, “Mixed Use”, “Village Centers vs Isolated Parcels” and “Building Up or Building Out” are considered.
Researcher Amy Dain reports on two years of research into the regulations, plans and permits in the 100 cities and towns surrounding Boston. The research was commissioned by the Massachusetts Smart Growth Alliance and funded collaboratively with: Citizens’ Housing and Planning Association, Home Builders & Remodelers Association of Massachusetts, Massachusetts Association of Realtors, Massachusetts Housing Partnership, MassHousing, and Metropolitan Area Planning Council.
For the full report see: https://ma-smartgrowth.org/wp-content/uploads/2019/06/03/FINAL_Multi-Family_Housing_Report.pdf
For a power point slide presentation see: https://ma-smartgrowth.org/wp-content/uploads/2019/06/04/DainZoningMFPresentationShare2019.pdf
For the Executive Summary see: https://equitable-arlington.org/wp-content/uploads/2019/07/June-2019-Multi-Family-Housing-Report_Executive-Summary.pdf
By Luc Schuster, CommonWealth Magazine, 11/16/19
There are actually two parts to the housing crisis now facing the region.
First, our society acknowledges the need to respect human rights and to provide a safety net for many for health care, food, etc. But there are no safety nets for housing. What Massachusetts has is a cobbled together patchwork of low-income housing programs and subsidies. But it leaves far too many behind.
Second, middle income families headed by school teachers, salespeople, nurses, non-profit workers, and retirees living on fixed incomes can not afford the average price of housing in the Greater Boston region. There are solutions, like allowing more density around public transit corridors and like permitting zoning changes to pass with a simple majority. Zoning changes are also necessary to move us toward a more sustainable environment.
from Karen Kelleher, Reporter
Interested in new policy developments on housing production in the Greater Boston area? The latest research from Mass Housing Partnership (MHP) is of interest. They just released (Dec. 18, 2019) in interactive map showing relative housing density around every mass transit and commuter rail station in the system, concluding that the region could add 235,000 units if every community allowed density as of right in the area around transit.
CHAPA has legislation pending that would require municipalities served by transit to allow higher density as of right within a certain distance from transit stations. You’ll see that the density around Alewife is not too bad in the context of the entire system.
This is mostly because of very high density in Cambridge near Alewife, but the density of two and three families in East Arlington shows better housing density than the sea of single family zoning around many commuter rail stops.
You can check it out here:https://www.mhp.net/news/2019/todex-research-brief
I live on Sunnyside Avenue in Arlington, Massachusetts. The neighborhood was built as two subdivisions in 1948, with 42 duplexes (84 homes total). These were starter homes with 792 square feet of finished space plus a basement with a garage. I affectionately refer to them as excellent specimens of mid-century slap-up. They were constructed in the mid 20th century, and the builder just kind of slapped them up.
Here’s one of the original newspaper ads for these homes.
It’s fun to read the ad copy. The homes are “within walking distance of schools, transportation (MTA) and shopping centers” (a selling point that endures to this day); the lots are “large to provide for individual landscaping” (they’re 3,000 square feet give or take, which is unbuildably small by today’s zoning laws); and the homes have “full-sized dining rooms”, “spacious streamlined kitchens”, and “two large sunny bedrooms” (so much largeness for 792 square feet). I guess this was a time when good salesmanship took precedence over truth in advertising. It was a different time.
I have to admit, they were a pretty good deal. $8750 in 1948 is equivalent to around $95,000 in 2020 dollars; these homes, with the original floor plan, currently sell for around half a million dollars.
However, the part of the ad that most caught my attention was “All Mortgages FHA 25 years”. FHA refers to the Federal Housing Administration, who were the primary mortgage underwriters during the middle of the 20th century. They’re also an example of how the United States used housing policy as a tool for segregation; the FHA was in the business of insuring mortgages for white families in white neighborhoods. The Fair Housing Center of Greater Boston has a short summary of FHA practices. There’s also discussion of the FHA in Segregated by Design.
Which is to say, my nice little neighborhood in East Arlington was likely designed, built, and sold as a segregated development for whites.
Arlington’s biggest period of residential construction was in the 1920’s when we were building an average of 500 homes/year. But there was still a good deal of single- and two-family construction that took place from the 1930’s to the 1960’s — a bit over 5,000 homes. Since the FHA was the primary mortgage underwriter during that period, I think it’s safe to say that my neighborhood was probably not the only for-whites-only neighborhood in town.
I will end with two questions. How do we feel about this bit of history, and what (if anything) should we do about it?
A new report for Boston Indicators, “Exclusionary by Design”, shows the clear intent of many Greater Boston suburbs to resist racial and class integration in the 1970s. Housing scholar Amy Dain demonstrates how racial prejudice and class exclusion figured into suburbs’ downzoning in the 1970s; and how putatively legitimate concerns like tax revenue, aesthetic continuity, and the environment served the cause of exclusion.
Read the “Exclusionary by Design” report, and see the accompanying 1-hour webinar with Amy Dain, Luc Shuster of Boston Indicators and Ted Landsmark of Northeastern University.
“This research finds widespread evidence that over the past 100 years, zoning has been used by cities and towns across Greater Boston as a tool for excluding certain groups of people, including:
- Racial minorities, especially Black residents
- Lower-income and working-class residents
- Families with school-aged children• Religious minorities
- Immigrants
- And, in some cases, any newcomers/outsiders at all”
In the 1970s, municipalities were ordered by state law to create Growth Policy Statements – but with no mandate that communities actually endorse growth nor inclusion. Exclusionary language in these statements was seemingly anodyne, seeking to preserve the “present characteristics of their communities” or “socio-economic status“. In several cases the fear of integration was quite apparent: Milton’s statement referred to problems in “surrounding communities” (ie Mattapan and Dorchester) and “breakdown of society”; both Milton and Melrose make mention of the pressures caused by people “moving out of Boston”. Belmont’s plan explicitly calls for the town to stay “relatively expensive … [so as to] attract only those families so economically situated.”
The intent of such language was not somehow lost on people in that era. Needham’s Local Growth Policy Statement included, but pointedly disavowed its own “Appendix A” — a dissenting statement by the Congregational Church of Needham, calling out the town’s exclusionary aims and endorsing a vision of inclusive growth.
In addition, in many places where multi-family housing was theoretically allowed, “poison pill” requirements and impediments were added to make such building a practical impossibility. More recently we have seen the ironic use of infeasible “inclusionary zoning” requirements – which ensure that no affordable housing can actually be built.
The same language, un-evolved and unrefined, is still invoked by “neighborhood defenders” today. Our current housing affordability crisis and segregation is the plain result. The report is a sobering, enlightening read – essential for any active citizen or town official in eastern Massachusetts.
Prof. Christophe Reinhardt runs the MIT Sustainable Design Lab. On Nov. 25, 2019 he gave a very interesting presentation, including talk and slides, that shows a pathway to make more housing, all kinds of housing, and greater housing density both more palatable in Arlington, and actually desirable. He also stressed the importance of paying attention to housing now in order to meet the climate change challenge. Charts (starting about 10 min in) show how drastically we need to reduce our carbon footprint to reach net zero by 2050. Buildings today account for about 40% of our carbon emissions world wide. What we build today will likely be around through 2050.
Paying attention to housing design is important to create a sustainable environment.
Here is the link for the Reinhardts talk and slide show:
http://scienceforthepublic.org/energy-and-resources/designing-sustainable-urban-development
or see it on youtube: https://youtu.be/YAeCvUZmUrI
He uses research, drawn from around the world and locally, to show what measurable attributes make local communities desirable to live in and what attributes of housing make residents happy.
Key attributes for success (slide is at about 18:15 min. in presentation):
1. Economic opportunities (proximity to work opportunities)
2. High quality living (daylight access for buildings, streets, walkable, mixed use, micro-units, vibrant public spaces, organic food, fitness opportunities)
3. Sustainability (comfortable work and play and living spaces, resource efficiency)
The presentation was arranged by the Robbins Library. It was developed and recorded by Science for the Public as part of it’s lecture series.
For more information on sustainability and cities, cities and local municipalities are beginning to recognize the important linkages between urban resiliency, human well-being, and climate change mitigation and adaptation activities. https://news.mongabay.com/2019/11/how-cities-can-lead-the-fight-against-climate-change-using-urban-forestry-and-trees-commentary/ Courtesy of Science for the Public Interest Weekly News Roundup.
(For more opportunities to learn about sustainability, buildings and cities, sign up for the FREE MITx “Sustainable Building Design” online course which starts January.)
A few days ago, the Boston Globe ran an article titled “2021 set records in Boston Housing Market. What now?“. It’s not unusual to see stories about housing in the news — the market is highly competitive and the sale prices can be jaw dropping. Jaw dropping can take several forms: from the new (and used) homes that sell for over two million dollars, to the amount of money that someone will pay to purchase a small post-war cape (around $900,000, give or take).
According to the globe article, the Greater Boston Association of Realtors estimates that the median price of a single family homes in the Boston area rose 10.5% in 2021, to $750,000. Arlington is comfortably in the upper half of this median: according to our draft housing production plan the median sale price of our single family homes was $862,500 in 2020, and rose to $960,000 in the first half of 2021 (see page 39).
In June 2021, I got myself into a habit of sampling real estate sales listed in the Arlington Advocate, and compiling them into a spreadsheet. My observations are generally consistent with the sources cited above; Arlington’s housing is expensive and it’s appreciated rapidly, particularly in the last 6–10 years. It’s a great time for existing owners, but less so if you’re in the market for your first home.
We’re actually facing two problems, which are related but not identical. The first is high cost, which creates financial stress and a barrier to entry (though it is a boon for those who sell). The second problem is quantity; there are regional and national housing shortages, and that contributes to high prices and bidding wars.
Addressing these challenges will require collective effort on behalf of all communities in the metro area; this is a regional problem and we’ll all have to pitch in. There isn’t a single recipe for what “pitching in” means, but here are some for what communities can do.
First, produce more affordable housing. Affordable housing is a complex regulatory subject, but it basically boils down to two things: (1) the housing is reserved for households with lower incomes than the area as a whole, and (2) there’s a deed restriction (or similar) that prevents it from being sold or rented at market rates. Affordable housing usually costs more to produce than it generates in income, and the difference has to be made up with subsidies. It takes money.
Second, simply produce more housing. This is the obvious way to address an absolute shortage in the number of dwellings available. Some communities have set goals for housing production. Under the Walsh administration, Boston set a goal of producing 69,000 new housing units by 2030. Somerville’s goal is 6000 new housing units, and Cambridge’s is 12,500 (page 152 of pdf). To the best of my knowledge, Arlington has not set a numeric housing production goal, but it’s something I’d like to see us do.
Finally, communities could be more flexible with the types of housing they allow. Arlington is predominantly zoned for single- and two-family homes. The median sale price of our single family homes was $960,000 during the first half of 2021, and a large portion of that comes from the cost of land. That’s the reality we have, and the existing housing costs what it costs. So, we might consider allowing more types of “missing middle” housing, where the per dwelling costs tend to be lower: apartments, town houses, triple-deckers, and the like.
Of course, this assumes that our high cost of housing is a problem that needs to be solved; we could always decide that it isn’t. In the United States, home ownership is seen as a way to build equity and wealth. It’s certainly been fulfilling that objective, especially in recent years.
(Contributed by HCA Board Member Laura Wiener, and Executive Director Erica Schwarz)
The Housing Corporation of Arlington (HCA), the Town’s non-profit housing developer, is excited to create a new development on Sunnyside Ave with 43 new affordable homes. The homes will be a diverse mix of sizes and serve people of different incomes, all under 60% of the area median income. Arlington and the entire Greater Boston region have a severe shortage of affordable housing, which this project will help to address. Arlington’s Master Plan, Housing Plan, and Housing Trust Action Plan all acknowledge the need to create significantly more affordable housing.
The HCA’s new Sunnyside Ave proposal is located just off Broadway, near the Alewife Brook DCR Greenway and the Somerville line; it’s a great location near a supermarket, bus lines, and a modest walk to Davis Square. Currently, the site is a dilapidated former auto body shop. The proposal is designed to meet the specific needs of HCA’s residents and the Arlington community. The development will be Passive House certified. It includes 21 vehicle parking spaces, approximately 70 bike parking spaces, and a 2nd floor roof garden for tenants to enjoy. The development also includes a community room that the HCA will share with other local groups. The project will also add a sidewalk on Sunnyside Ave where there currently isn’t one. HCA owns the site and expects to start seeking zoning approval in the spring.
Building affordable housing is a long and complicated process, due to the permitting process plus the number and complexity of funding sources needed. The state’s Department of Housing and Community Development receives many more requests than they can fund in every funding round. We expect to complete the permitting process in 2023, secure our financing by the end of 2024, and start construction in early 2025. With an expected construction timeline of around one year, HCA expects to see tenants moving into the building in spring, 2026. A public forum on the project is anticipated in the coming months. Given the complicated funding and permitting challenges, your monetary and public support of our new development on Sunnyside Ave would be appreciated.
The Housing Corporation of Arlington is a non-profit, community-based developer and owner of affordable housing in Arlington. It owns 150 units of affordable rental housing in all parts of town. The units are occupied by a diverse mix of families and individuals. HCA has been purchasing, rehabilitating, and building new housing since 2000, and also provides social service programs to support family stability and build community connection and engagement. Every week, HCA staff help local families who are struggling with the extreme cost of housing, making the creation of more affordable homes both urgent and important.
The staff, board of directors, and the more than 1,000 tenants, donors, and members who make up the HCA organization are very excited about this opportunity to expand Arlington’s portfolio of affordable housing. Our most recent projects included three newly constructed buildings—two in Downing Square (Lowell Street) and a mixed-use property shared with “Arlington Eats” on Broadway. To learn more about HCA or apply for housing, go to: https://www.housingcorparlington.org.