Accessory Dwelling Units 101

by Rebecca Gruber

On the evening of Wednesday, June 12th, Equitable Arlington co-hosted with the Town’s Department of Planning and Community Development and Envision Arlington, a ninety-minute webinar entitled “What’s an ADU and How Do I Build One?”

The webinar was designed for anyone interested in learning more about what defines an accessory dwelling unit (ADU) and the ins and outs of constructing one in Arlington on their property. Topics included: the history and rationale behind Arlington’s ADU zoning article; the applicable zoning regulations to understand when building an ADU; considerations and cost estimates for three different types of ADUs; guidance on the permitting process with the Town’s Inspectional Services Department; and two case studies–one by a local homeowner, and a second, by the Housing Corporation of Arlington detailing their experience constructing a 100% electric, 2-bedroom Affordable Housing ADU at 40-42 Dorothy Road.

The webinar was recorded and is available on demand (registration required).

The Town website also has answers to some FAQs: https://www.arlingtonma.gov/departments/inspectional-services/accessory-dwelling-units-adus

Ease Regional Housing Crisis: Four Tasks

Written by Guest Writer December 2, 2019

The Cost of Housing in Arlington

(This post originally appeared as a one-page handout, distributed at The State of Zoning for Multi-Family Housing in Greater Boston.)

Source: Arlington, MA 2018 Annual Report

This chart shows the assessed value of Arlington’s low density housing from 2015–2019 (assessed values generally reflect market values from two years prior). During this time, home values increased between 39% (single-family homes) and 48% (two-family homes). Most of the change comes from the increasing cost of land. As a point of comparison, the US experienced 7.7% inflation during the same period. (1)

Arlington has constructed six apartment buildings in the 44 years since the town’s zoning bylaw was rewritten in 1975; we constructed 75 of them in the preceding 44 years.(2) Like numerous communities in the Metro-Boston area, we’re experiencing a high demand for housing, but our zoning regulations have created a paper wall that prevents more housing — including affordable housing — from being built.

Communities need adequate housing, but they also need housing diversity: different types of housing at different price points. The housing needs of young adults are different than the housing needs of parents with children, which are in turn different than the housing needs of senior citizens. As demographics change, housing needs change too. Keeping people in town means providing them with the opportunity to upsize or downsize when the need arises.

If Arlington’s housing costs had only increased with the rate of inflation, the cost of single family housing would average $581K, over $170K less than today. The median household income in Arlington is about $103K/year.(3) Buying an average single family-home with that income on a typical 30-year mortgage would require approximately 46% of a household’s monthly income.(4)

Either homes in Arlington will only be available to people who have much more substantial incomes than current residents, or the town will find a way to balance the rapidly growing cost of land against the housing needs of its current citizens, those still in school, those preparing to downsize as well as those looking for a bigger space.

In addition, Arlington’s commercial economy will thrive with a greater number of housing units so we can keep the empty nesters, and the new college graduates who have lived in the town for years, as well as welcome new Arlingtonians to support our local businesses, restaurants and other services.

Our Town, like others in the state, is looking for ways to balance the needs of our citizens with the market forces of rising land costs while maintaining a healthy, diverse community.

Footnotes

The inflation amount comes from Inflation amount from https://data.bls.gov/cgi-bin/cpicalc.pl.
Figures on multi-family unit construction are taken from Arlington Assessor’s data. They reflect multi-family buildings that are still used as rental apartments.
Income levels come from 2013-2017 ACS 5-year data for Arlington, MA.
Assuming 10% downpayment, 4% interest, $800/year for insurance, and Arlington’s $11.26 tax rate, the monthly mortgage payment would be nearly $4000/month.

Arlington Housing diversity housing costs housing diversity

Written by Steve Revilak July 28, 2019

Housing

10 Great Illegal Neighborhoods

Written by Guest Writer August 2, 2019

Arlington’s New Opportunity to Create Long-Term Affordability

by Beth Elliott

I’m a member of the Affordable Housing Trust Fund Board and an attorney with over 15 years of practice in affordable housing law. Views expressed are my own, not those of the Trust.

The Town of Arlington and the Arlington Affordable Housing Trust Fund have created the Acquisition, Creation and Conversion (ACC) Program to provide a flexible source of funding for creating deed-restricted affordable housing in Arlington. Up to $250,000 is available per restricted unit, and the Town has dedicated federal ARPA funds to support the ACC Program.

ACC Program funds can be used to build new deed-restricted affordable units, whether rented or owned. ACC funds can only be used for existing units if the current tenants will not be displaced.

“Deed-Restricted” Is Important

“Deed-restricted” is the key component here. Housing that is “deed-restricted” as affordable housing is protected by a legally binding agreement that is recorded against the property in the registry of deeds. This agreement specifies the levels of affordability that must be maintained and for how long. It’s a public commitment to provide affordable housing that binds the current owner of the property as well as anyone else who buys the property while the restriction is in place. The ACC Program requires affordability for at least 20 years for rental units and in perpetuity for homeownership units. For rental properties, this means that tenants know that their units will remain affordable for the long term, even if their landlord changes.

Personally, I’m most excited about the potential to use the ACC Program to apply these protections to existing naturally occurring affordable housing in Arlington. For example, if an owner of an existing apartment building participates in the ACC Program, some or all of the apartment units will become deed-restricted affordable housing. Because ACC Program funds can only be used if the existing tenants aren’t displaced, this locks in deed-restricted affordability for the existing tenants. This innovative feature of the program is rare in my experience of affordable housing programs, and it has RFP potential to make meaningful change for existing tenants of naturally occurring affordable housing.

Get the Full Rules

In addition, the ACC Program can be combined with other funding sources, so there is great opportunity for owners to propose their own solutions. The Request for Proposals (RFP) issued for the ACC Program, available here, provides the full rules for participating in the program.

Town Manager Jim Feeney spoke briefly about the ACC RFP with ACMI’s James Milan

Affordable housing

Written by Guest Writer July 21, 2024

HCA’s New Vision for 10 Sunnyside Ave

(Contributed by HCA Board Member Laura Wiener, and Executive Director Erica Schwarz)

The Housing Corporation of Arlington (HCA), the Town’s non-profit housing developer, is excited to create a new development on Sunnyside Ave with 43 new affordable homes. The homes will be a diverse mix of sizes and serve people of different incomes, all under 60% of the area median income. Arlington and the entire Greater Boston region have a severe shortage of affordable housing, which this project will help to address. Arlington’s Master Plan, Housing Plan, and Housing Trust Action Plan all acknowledge the need to create significantly more affordable housing.

The HCA’s new Sunnyside Ave proposal is located just off Broadway, near the Alewife Brook DCR Greenway and the Somerville line; it’s a great location near a supermarket, bus lines, and a modest walk to Davis Square. Currently, the site is a dilapidated former auto body shop. The proposal is designed to meet the specific needs of HCA’s residents and the Arlington community. The development will be Passive House certified. It includes 21 vehicle parking spaces, approximately 70 bike parking spaces, and a 2nd floor roof garden for tenants to enjoy. The development also includes a community room that the HCA will share with other local groups. The project will also add a sidewalk on Sunnyside Ave where there currently isn’t one. HCA owns the site and expects to start seeking zoning approval in the spring.

Building affordable housing is a long and complicated process, due to the permitting process plus the number and complexity of funding sources needed. The state’s Department of Housing and Community Development receives many more requests than they can fund in every funding round. We expect to complete the permitting process in 2023, secure our financing by the end of 2024, and start construction in early 2025. With an expected construction timeline of around one year, HCA expects to see tenants moving into the building in spring, 2026. A public forum on the project is anticipated in the coming months. Given the complicated funding and permitting challenges, your monetary and public support of our new development on Sunnyside Ave would be appreciated.

The Housing Corporation of Arlington is a non-profit, community-based developer and owner of affordable housing in Arlington. It owns 150 units of affordable rental housing in all parts of town. The units are occupied by a diverse mix of families and individuals. HCA has been purchasing, rehabilitating, and building new housing since 2000, and also provides social service programs to support family stability and build community connection and engagement. Every week, HCA staff help local families who are struggling with the extreme cost of housing, making the creation of more affordable homes both urgent and important.

The staff, board of directors, and the more than 1,000 tenants, donors, and members who make up the HCA organization are very excited about this opportunity to expand Arlington’s portfolio of affordable housing. Our most recent projects included three newly constructed buildings—two in Downing Square (Lowell Street) and a mixed-use property shared with “Arlington Eats” on Broadway. To learn more about HCA or apply for housing, go to: https://www.housingcorparlington.org.

Housing Corporation of Arlington

Written by Laura Wiener February 22, 2023

Housing

New Zoning Articles Preserve Arlington’s Culture

A large part of the debate about the proposed Zoning issues in Arlington revolves around a perspective of Arlington’s culture and how best to maintain it. Can we freeze in time the small, less expensive homes in our R1 & R2 districts? Can we continue to provide low cost rental housing to people in the R4 to R7 districts, housing that is now quite old and is below market rent because it has not been adequately maintained? Or can we reach a consensus about what we most value in Arlington’s culture and set a path to ensuring its preservation for the future?

In 2015 Arlington Town Meeting voted to approve the Master Plan which contained the following set of housing related values and goals for the future of Arlington:

Encourage mixed-use development that includes affordable housing, primarily in well-established commercial areas.
Provide a variety of housing options for a range of incomes, ages, family sizes, and needs.
Preserve the “streetcar suburb” character of Arlington’s residential neighborhoods.
Encourage sustainable construction and renovation of new and existing structures

The Zoning Articles proposed for the 2019 town meeting represent four years of study, reflection and community dialogue. They are precisely intended to further the values and goals that the 2015 Town Meeting voted for.

Our Culture

Arlington has long been a community that cherishes its diversity of housing types and its diversity of income ranges. In recent years, with the regional pressure on land values as more people want to live in good school districts, with good transportation, near their jobs, the pressure on Arlington property values has been extreme. According to the Town’s Master Plan, Arlington does have a more diverse housing stock than most neighboring communities. The type, density and population varies by neighborhood (see Master Plan Ch. 5, Housing Excerpt). Most cities and towns around Arlington experienced a significant rise in housing values from 2000 to 2010. A 40 percent increase in the median value was fairly common. However, Arlington experienced more dramatic growth in housing values than any community in the immediate area, except Somerville. In fact, Arlington’s home values almost doubled.

Tools to Maintain Diversity of Housing

Articles 15 & 16 are two very important “tools” to meet the goals of preserving our diversity of housing.

Over 60% of Arlington’s housing units were built before 1950. Many of those units that we think of now as “affordable” will be needing major renovation or tear down and rebuild in the next few years. Private developers can come in now, buy the buildings and rebuild for market rate (think Boston prices) units. Article 16 gives the town control over these rebuilds, encouraging more housing and more “permanent” affordability.

Article 15, allows Accessory Dwelling Units (“granny units”) after a public hearing and under specific conditions. This will open the town to many lower priced living spaces for students, seniors, etc. throughout the Town.

Arlington values its culture of diversity in housing styles and incomes. Given the pressure regionally for people to find housing in good communities, and bring larger incomes to pay for that housing, Arlington risks losing its culture if the Town does not act NOW to protect it by approving these zoning articles.

Written by Steve Revilak April 20, 2019

Housing

The Metro Mayors Coalition’s Housing Task Force

Like numerous metro areas in the United States, Greater Boston has both a shortage of housing and high housing costs. According to a recent presentation by Town Manager Adam Chapdelaine, Boston and the immediate surrounding communities added new 148,000 jobs and 110,000 new residents in the period 2010–2017. But despite the increase in jobs and population, we’ve only permitted 32,500 new homes.

This shortage led the Metro Mayors Coalition — a group of 15 mayors and town managers in the Greater Boston area — to establish a housing task force. The task force set a goal of producing 185,000 new homes during the period 2015–2030. There’s a lot said about that number, and the commitments each community has been willing to make. 185,000 new homes is the big ask, but there’s more to the MMC’s efforts than a simple production goal.

The MMC established a set of ten guiding principles, which are as follows:

Stakeholder and Municipal Engagement. We must engage in broad, inclusive outreach to municipal officials, residents, and other stakeholders within and beyond the MMC to understand and address regional housing concerns.
Housing Production. We strive to increase the production of housing throughout Metro Boston so that we can provide homes for all types of households and income levels. This should include both rental and homeownership opportunities, consistent with regional need, and designed in ways that respect the neighborhoods in which they are located.
Housing Preservation. We support the preservation of existing affordable housing choices. This includes protecting affordable apartments at risk of expiring subsidies or deed restrictions; preserving “naturally occurring” affordable housing; repairing older homes in need of maintenance and minimizing tear-downs; and preserving smaller homes.
Housing Affordability. We welcome and will invest in the development of housing that is affordable to low-, moderate-, and middle-income households.
Housing Stability. We will work to address extreme cost burdens, minimize the risk of displacement, reduce evictions, eliminate unfair rental practices, create permanent housing for homeless residents, and ensure safe and stable housing throughout Metro Boston.
Fair Housing. We are committed to addressing discrimination against tenants and buyers, and advancing fair and equitable access to housing opportunity for everyone.
Housing Diversity. We promote the development and preservation of diverse types of rental and homeownership housing at a range of scales and a unit mix inclusive of multiple bedrooms.
Housing Design. We support universal design in housing to create accessible and barrier-free homes through the incorporation of features that are commonly available and easily usable by people of virtually all ages and abilities.
Housing Location. We encourage residential and mixed-use development in transit-accessible and/or walkable areas where people can get around locally and make connections throughout the region without relying on private auto. We also support creation of more such neighborhoods through expansion of public transit and retrofits of select former industrial sites.
Complete Neighborhoods. Our commitment to greater housing opportunity is part of a holistic approach to community building that includes a mix of land uses and access to open space. Our residents want to live in areas that offer a range of activity throughout the day and evening.

In addition to the guiding principals, the Task Force’s web site lists dozens of strategies for consideration. Some focus on the three cost drivers of housing production: land, labor, and materials. Others focus on more holistic aspects, like fairness and diversity. The overall list of strategies includes: tenant protections like rent control, requirements for just-cause evictions, and the right of first refusal; community benefit agreements, housing cooperatives, and community land trusts; transfer fees, linkage fees, vacancy taxes, and anti-speculation taxes; use of prefabricated homes and modular construction techniques; and a variety of approaches for community engagement and education.

In summary, the MMC has put a lot of thought into the process — far more than simply coming up with a number.

Housing Task Force Metro Boston Metro Mayors Coalition

Written by Steve Revilak November 3, 2019

The Gentrification of Arlington

(Comments presented to the Arlington Redevelopment Board and Select Board during a public hearing on Jan 13, 2020)

Steve Revilak, 111 Sunnyside Ave. In the interest of disclosure, I live in market rate housing that was built by a developer. Among Arlington residents, I’m not unusual in that regard.

At the end of December, a friend sent me an article that appeared on Redfin’s blog, which ranked the most competitive real estate markets in 2019. Out of 20 listings, three were neighborhoods in Arlington: East Arlington at #3, the Brattle Street Area at #5, and Arlington Center at #12. This is only one data point, but Redfin is a national realtor and works in markets all across the country. Arlington is a desirable place to live.

Housing costs have steadily increased over the last 20 years, modulo a brief reset during the economic recession of 2008. For example, the prior owner of my house purchased it for $151,000 is 1999. I purchased it for $359,000 in 2007 (when it was assessed at $287k). Today, it’s assessed at $501k, which is consistent with similar home sales from 2018.

The net effect: each year a new family moves to town, they have to have a more money (or be willing to spend more on housing) than a family who moved in the year before. With that in mind, I’d like to cite a few figures from the 2019 Town Survey:

Question 37: Indicate the number of years lived in Arlington. 59% of respondents indicated 15 years or less. Nearly 30% indicated five years or less. Despite the prices, people still move here.
Question 40: What was your annual household income in 2018. The most common response was “more than $200,000”, with over 28% answering that way. Nearly 71% of respondents indicated earning $100,000/year or more. Arlington’s median income is likely higher than HUD’s AMI for the Metro Boston area.
Question 41: What is the highest level of educated completed by a member of your household. Over 73% indicated having a masters degree or higher.

I don’t mean to knock people who’ve lived here 15 or fewer years, have advanced degrees, or have household earnings of $200,000 or more per year. I check every single one of those boxes myself. But I do want to point out that we are a highly educated and affluent community. Put another way, we have a population that matches the cost of our housing.

Twenty years of gentrification haven’t killed us: we’ve expanded town staff and services, we’re renovating public buildings, and we’re getting a new high school. Those are all good things, made possible because residents have the money to pay for them, and have been willing to do so.

We can absolutely keep the status quo we’ve had, but I want to recognize that the combination of the housing market and Arlington’s policies have created an economic barrier to living here. I see two issues: one is affordability, and the other is an imbalance between supply and demand.

There are a variety of things we could do, and I think we should consider all of them. I don’t see a viable way to relieve housing pressure that doesn’t involve more housing. And that’s what I hope we can do over the coming years: find ways to build more housing.

gentrification housing affordability

Written by Steve Revilak January 28, 2020