In 2015 Town Meeting approved the Master Plan. Following is the Housing chapter of that plan. It contains a great deal of information about details of the housing situation in Arlington, challenges of housing price increases, needs for specialty housing, opportunities for meeting these needs, etc. The authors found that “most cities and towns around Arlington experienced a significant rise in housing values from 2000 to 2010. A 40 percent increase in the median value was fairly common. However, Arlington experienced more dramatic growth in housing values than any community in the immediate area, except Somerville. In fact, Arlington’s home values almost doubled.” This and related data helps explain why the need for affordable housing is now so acute.
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Welcome to the redesigned Equitable Arlington website! We know that Arlington values openness and diversity, a greener future, and vibrant neighborhoods and downtowns—but our current zoning is holding us back. We’re advocating for change because we recognize that the choices we make on zoning and housing policy are key to living those values. We are committed to strengthening our community through respectful dialogue and by listening to our neighbors. Our aim with this site redesign is to share accurate and relevant information to help inform such conversations.

With this redesigned site we have:
- Answered some of the most common questions that have come up in our conversations with other residents.
- Created a zoning dictionary with explanations of many of the terms that pepper zoning discussions.
- Gathered a list of resources, where you’ll find everything from short explainer videos to detailed research
- Developed a history of zoning timeline that shows how Arlington’s history fits into the larger context of government actions.
If you’re not familiar with us, I hope you’ll take a minute to read our mission and why our work matters. I also hope you’ll scroll through to meet us, see some of our smiling faces, and read in our own words why we do this work. We’re renters and homeowners, long time residents and newcomers to town who come to this work with a variety of viewpoints and lived experiences!
We believe Arlington can be a leader in the greater Boston area by the choices we make to create more equitable housing policy. Our local actions have effects that go beyond our borders. Arlington has recognized our power to make an impact and has been a regional leader on many issues.
We can channel this same energy and our values to make sure Arlington has the vibrant sustainable and equitable future we all want. To succeed, we need engaged residents who understand the issues, who can balance competing interests, and who are willing to do the necessary hard work. Please join us in building a more equitable Arlington!

from Karen Kelleher, Reporter
Interested in new policy developments on housing production in the Greater Boston area? The latest research from Mass Housing Partnership (MHP) is of interest. They just released (Dec. 18, 2019) in interactive map showing relative housing density around every mass transit and commuter rail station in the system, concluding that the region could add 235,000 units if every community allowed density as of right in the area around transit.

CHAPA has legislation pending that would require municipalities served by transit to allow higher density as of right within a certain distance from transit stations. You’ll see that the density around Alewife is not too bad in the context of the entire system.

This is mostly because of very high density in Cambridge near Alewife, but the density of two and three families in East Arlington shows better housing density than the sea of single family zoning around many commuter rail stops.
You can check it out here:https://www.mhp.net/news/2019/todex-research-brief
(Elliot L. is an 8th grader at the Ottoson Middle School)
In the middle of COVID-19, I started to notice a large construction project happening right down the street in our little neck of the woods by Thompson school. I simply assumed it was another apartment building, but after asking the adults of my community, I found it was much more impactful than that. Arlington was supporting a large affordable housing project to be established, along with plans of putting Arlington EATS, a food pantry, below it. This got the gears in my tiny sixth grade mind churning. I began asking questions like: how do you apply to live there? How much does it cost? Do the owners provide you with furniture? Of course, most of those questions were answered by my parents, and then quickly put in the back of my mind. However, the idea of affordable housing stuck with me, especially when you can see it from your front porch. Upon reaching the 8th grade, where I am now, I found myself and every student in my class presented with a year long project trying to make change in Arlington. This assignment, called the Civics Action Project, or CAP, guides students to choosing a local issue they wish to address.
The premise got me thinking. How can I help my community with our rising cost of living and need for affordable housing? Initially, the other students and I were overwhelmed by the magnitude of the issue, and had trouble thinking of a reachable solution.
Despite this, a small group of classmates and I were intrigued by a bill mentioned by Claire Ricker, Arlington’s director of Planning and Community Development, during an informational panel. Ms. Ricker talked about the MBTA Communities Act, a law requiring Arlington to create higher-density housing near the T. We knew we had found our goal, to raise awareness and support zoning for affordable housing as part of the act.
However, as our research continued, we learned of the real function of this legislation. The goal of the MBTA communities act is to build more compact middle income housing. This will make it so people like young adults and downsizers can come to live in this town, building their future and contributing to a diverse community. This is an essential step in the right direction for the town, but our strides need to be longer.
In order to support our goal, we still wanted to learn more about Arlington’s affordable housing needs. We wanted to promote those issues, as well as the missing middle housing we desperately need. Our group started by conducting a survey that we posted on Arlington forums, along with directly sending it to as many people as we could. 60 residents responded, and we then shared these results with Select Board member Len Diggins. Here are some of the most interesting results of this survey!
- Many people in Arlington still struggle with home, food, and job insecurities.
- The cost of living has made almost every family surveyed have to change their lifestyle in some way.
- Over 1/3 of Arlington residents believe their salary is not enough to support their families.
- 87% of people think Arlington government is making a subpar effort at combating these issues.
- When asked what they would like to see the town do, Arlington residents supported the idea of building more affordable housing and providing aid and support to local food distribution groups, such as Foodlink or Arlington EATS.
- About half of residents have heard of and know about the MBTA communities act.
After the results of our survey, along with other actions taken to learn more about the MBTA communities act, my group and I came to a conclusion of our plan: In order to try and make a change in Arlington, we were going to spread the word to as many adults as we could in order to support both the higher-density housing the MBTA communities act is focused on, and lower cost housing. While these are separate things, our thinking is that the more people who can vote and hear about this, the more willing they will be to connect and support the different pieces of the puzzle to solve our housing issue. This is not just a one-time thing. The MBTA communities act is a planned, strategic opportunity to make Arlington a better place for the future. We hope with the information provided, you will also keep the cause of affordable housing progressing as well. Thank you for reading!
Two weeks ago, I helped to organize a precinct meeting for residents and town meeting members. During the meeting, we got into a discussion about public open spaces, how the town funds their upkeep, and whether having more commercial tax revenue might provide additional funding for parks and recreation.
As I discussed in an earlier post, only about 5.6% of Arlington’s is zoned for commercial uses, and that limits the amount of commercial property tax revenue we can generate. Commercial property tax revenue is sometimes referred to as “CIP”, which stands for “Commercial, Industrial, and Personal”. Commercial and Industrial refer to property taxes on land and buildings that are respectively used for commercial and industrial uses. Personal tax is tax on the value of equipment that’s owned and used by a business for the purpose of carrying out whatever their business is. This could include things like desks, display fixtures, cooking equipment, fork lifts, and the like.
In 2020, Arlington’s CIP levy was 5.45%, meaning that 5.45% of our property tax revenue came from Commercial, Industrial, and Property tax revenue. Breaking this down further, 4.2% was commercial ($5,562,528 tax levy), 0.2% was industrial ($278,351 tax levy), and 1.1% was personal ($1,423,117 tax levy). The town’s total 2020 tax levy was $133,350,155. This data comes from MassDOR’s Division of Local Services, and I’ll provide more specific sources in the “References” section of this post.
A CIP levy of 5.45% is low (compared with other communities in the commonwealth), and occassionaly folks like to talk talk about how to raise it. Which is to say, we about how to raise the ratio of commercial to residential taxes. I moved to Arlington in 2007, when our CIP levy was 5.37%. This increased in subsequent years, peaking at 6.26% in 2013, and has been gradually decreasing since. Recall that 2008 was the year the housing market crashed, and the “great recession” began. The value of Arlington’s residential property fell, but the value of business properties was relatively stable in comparison. Thus, our CIP percentage got a boost for a couple of years.
Tax levies (the amount of tax collected) are a direct reflection of the tax basis (the assessed value of property). I’m going to shift from talking about the former to talking about the latter, because that will lead nicely to a discussion about property wealth. Which is to say, the aggregate value of property assessments in town.
Here’s a chart showing Arlington’s net CIP and residential property values, from 1983–2020, adjusted to 2020 dollars. (This is similar to the chart that appears on page 102 of Arlington’s Master plan, but for a longer period of time).

Generally speaking, the value of Arlington’s residential property has appreciated considerably, and there’s a widening gap between our residential and CIP assessments (in terms of raw dollars). Because the gap is so large, it’s helpful to see it on a log scale.

Viewed this way, the curvatures are generally similar, but residential property wealth is rising faster than business property wealth.
In summary, there are three reasons why our CIP is as low as it is: (1) a limited amount of land where one can run a business, (2) the value of residential property is appreciating faster than the value of business property, and (3) occasionally business properties are converted to residential (perhaps with the residential property being worth more than the former business property). That’s not to say we can’t improve the commercial tax base. We can, but we will have to think about what and where, and how to compete with a generally competitive residential market.
References
- MassDOR Division of Local Services reports
- DOR Query Tool for Municipal Property Assessments
- DOR Query Tool for Municipal Tax Levies
- Spreadsheet of Arlington Property Assessments, 1983–2020. Data obtained from MassDOR, with calculations added to adjust for inflation.
- Spreadsheet of Massachusetts Property assessments for 2020. Data obtained from MassDOR.
(Updated 7/2/2020, to add log scale graph and revise conclusion.)
(This post originally appeared as a one-page handout, distributed at The State of Zoning for Multi-Family Housing in Greater Boston.)

This chart shows the assessed value of Arlington’s low density housing from 2015–2019 (assessed values generally reflect market values from two years prior). During this time, home values increased between 39% (single-family homes) and 48% (two-family homes). Most of the change comes from the increasing cost of land. As a point of comparison, the US experienced 7.7% inflation during the same period. (1)
Arlington has constructed six apartment buildings in the 44 years since the town’s zoning bylaw was rewritten in 1975; we constructed 75 of them in the preceding 44 years.(2) Like numerous communities in the Metro-Boston area, we’re experiencing a high demand for housing, but our zoning regulations have created a paper wall that prevents more housing — including affordable housing — from being built.
Communities need adequate housing, but they also need housing diversity: different types of housing at different price points. The housing needs of young adults are different than the housing needs of parents with children, which are in turn different than the housing needs of senior citizens. As demographics change, housing needs change too. Keeping people in town means providing them with the opportunity to upsize or downsize when the need arises.
If Arlington’s housing costs had only increased with the rate of inflation, the cost of single family housing would average $581K, over $170K less than today. The median household income in Arlington is about $103K/year.(3) Buying an average single family-home with that income on a typical 30-year mortgage would require approximately 46% of a household’s monthly income.(4)
Either homes in Arlington will only be available to people who have much more substantial incomes than current residents, or the town will find a way to balance the rapidly growing cost of land against the housing needs of its current citizens, those still in school, those preparing to downsize as well as those looking for a bigger space.
In addition, Arlington’s commercial economy will thrive with a greater number of housing units so we can keep the empty nesters, and the new college graduates who have lived in the town for years, as well as welcome new Arlingtonians to support our local businesses, restaurants and other services.
Our Town, like others in the state, is looking for ways to balance the needs of our citizens with the market forces of rising land costs while maintaining a healthy, diverse community.
Footnotes
- The inflation amount comes from Inflation amount from https://data.bls.gov/cgi-bin/cpicalc.pl.
- Figures on multi-family unit construction are taken from Arlington Assessor’s data. They reflect multi-family buildings that are still used as rental apartments.
- Income levels come from 2013-2017 ACS 5-year data for Arlington, MA.
- Assuming 10% downpayment, 4% interest, $800/year for insurance, and Arlington’s $11.26 tax rate, the monthly mortgage payment would be nearly $4000/month.
This 102 page document is the most recently revised set of recommendations by the Town of Arlington’s Redevelopment Board. The report takes into consideration the comments and information provided over the last few months’ public hearing process. It also incorporates a citizen petition which strengthens the case for increasing permanent affordable housing with the passage of these zoning related Articles. Town Meeting convenes on April 22, 2019.
The cost of building a residential unit, single or multi-family, correlates directly, if not precisely, with its cost to resident tenants or owners. The following study and data (using Assessor’s data) demonstrates that higher density housing is more affordable than single-family housing. Whether you look at the median cost of all housing across the Town or the unit costs of the newer, more expensive, apartments built in the last decade, density yields lower prices. The town wide median is $438,900 per unit.
The newest projects (420-440 Mass Ave., Brigham Square and Arlington 360) range from $249k per unit to $412K per unit. These three developments alone contributed 414 new units of housing to the Town.
Discussions of “affordability” represents a spectrum of terms. Units can be affordable because zoning and market conditions allow the units to be built for less money than a single family home. Or they can be affordable because the builder has received subsidies that reduce the cost. Or they can be affordable, as in the case of inclusionary zoning, because the permission to build is contingent on at least some of the units being “permanently” (99 years) available to qualified tenants or buyers based on legal restrictions.
Prepared by: Barbara Thornton with the capable assistance of Alex Bagnall, Pamela Hallett, Patrick Hanlon, Karen Kelleher, Steve Revilak and Jennifer Susse.
As Arlington considers new zoning and other policy decisions to increase the amount of affordable housing in the town, a concern has been raised about the threat of greater costs to the Town’s budget from new people with school age children moving into the town. The concern: additional children in the public schools costs the town more than the additional new property tax revenue the Town collects from the new housing.
This post examines this concern, drawing on data from two recent housing developments, representing 283 units of housing in Arlington, to determine that actually the Town budget gains over 4.5 times the actual cost of paying for the students. According to the most recent 2020 tax bills, the Town expects to collect $1,250,370 in revenue and to spend an additional $269,589 for the new Arlington Public School students living in these developments.
The data suggests that the fear of increased school costs, overwhelming the potential new revenue from new housing construction is not warranted.
For more information, see the full post here.