This infographic demonstrates in data and graphs why Arlington needs more housing.
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(Contributed by Ben Rudick and Steve Revilak)
We should end exclusionary Single Family Zoning in Arlington. This is inspired by Minneapolis which ended Single Family Zoning city-wide last year, as Oregon did. To be clear, we’re not suggesting an end to single family homes, only to exclusionary Single Family Zoning; you can still have a single-family house, but now you’d have the option to build a two-family or duplex instead.
79% of all residential land in Arlington is zoned exclusively for single family homes (in the R0 and R1 districts), meaning the only legal use of that land is for a single home built upon a large lot (source: Arlington GIS via the Department of Planning and Community Development). This is a problem for three key reasons:
- Single Family Zoning has a deeply racist past. It came into being after a 1917 Supreme Court ruling made it illegal to have “Whites only” neighborhoods. Instead, towns and cities, as encouraged by the federal government, enacted zoning that used economics instead of explicit racism to segregate neighborhoods. A popular strategy was to require large lots on which only expensive, individual homes could be built. Here’s an excellent short video on the topic: https://www.segregatedbydesign.com/
- It’s terrible for the environment. Living in a Single Family Home is akin to driving alone instead of carpooling or taking the bus: it’s the most carbon-intensive way to put a roof over your head. The more people you can house in the same structure, the less energy you spend per person. By spreading people out, we’re increasing the amount we drive and the carbon we emit. And we’re contributing to traffic congestion too.
- Arlington is becoming increasingly unaffordable. We have a massive (and growing) housing shortage; combined with continued job growth in the Greater Boston area, housing has gotten dramatically more expensive over the last 20 years. The only way for us to keep rising home prices in check is to significantly increase supply, which will be extremely difficult to do while keeping so much of our land reserved for single family homes.
If you’d like to support us, please share this post and join our Facebook group, Arlington Neighbors for More Neighbors, where we’ll post updates and hearing times for the warrant article we’ve submitted to effect this change.
This report shows a number of great, livable neighborhoods in communities like Lexington, Cohasset, Great Barrington, etc. where under the municipality’s “official” zoning, the neighborhoods would be illegal and could not exist. These are neighborhoods that residents enjoy for a variety of special characteristics that would have been blocked in typical zoning. Zoning can result in a too homogeneous community, excluding the serendipities of co-location in a land use development process evolving over a great many years. Can we anticipate these synergies and include them to enrichen our town’s neighborhoods?
This Mass Housing Partnership report shows a number of characteristics that make these selected neighborhoods very desirable.
The material in this post came from my efforts to learn about when Arlington’s housing was built. The data comes from the town’s 2019 property tax assessments, where I took our nineteen-thousand-and-some-odd homes and apartments and broke them down by housing type and decade built. It’s not exactly a history housing of production, though it is a close approximation. In this analysis, a single-family home built in the 1912 and rebuilt as a two-family in 1976 would show up as two units built in the 1970s. Similarly, a three-family home that was built in the 1924 and later converted to condominiums would show up as three condominiums built in the 1920s.
Here’s the visual summary:
And here’s a small spreadsheet with the underlying numbers.
My first surprise was at how much we built in the 1920s: just under five thousand units. This was our biggest decade for housing production, and nearly double our second biggest (the 1950s). Another surprise was the 1990s; 132 of our homes were constructed during that decade, which is the smallest number since the 1870s.
What about homes constructed before 1850? There are only 117 of them, and they’re omitted from the data set. I’ve also omitted residential units in mixed-use buildings, since my copy of the assessors data doesn’t break mixed-use buildings into residential and non-residential units.
Does Arlington need more housing? If yes, will more housing result in higher school costs? There is a perception that more housing means more school age children and more school age children will strain the capacity and expand the budget of the Arlington Public Schools.
Prelimary reviews suggest that more housing would not strain the APS capacity for a variety of complex reasons. These reasons include: school age children do not always go to APS; by the time new housing came on line, the school enrollment, now growing, will have begun to decline; Arlington needs more diverse kinds of housing, not just family housing; the 283 units of housing that came on line through Brigham Square and 360 contributed more in property tax revenue than they cost in school enrollment costs…. by over $980K in 2019. Read this for more information.
More analysis is needed. More discussion is needed. These are complicated and nuanced issues. Readers with additional comments should send them to info@equitable-arlington.org.
by Steve Revilak
The term “AMI” or “Area Median Income” comes up in almost any discussion about affordable housing, because it’s used to set rents and the household incomes for people who are eligible to live in affordable dwellings. AMI is a fairly technocratic concept and my goal is to make the concept (and the numbers) easier to understand.
AMIs are set each year by the U.S. Department of Housing and Urban Development; broadly speaking, an AMI is the median income of a region. Arlington is part of the “Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area” which consists of more than 100 cities and towns in Massachusetts and New Hampshire. Median incomes represent the “middle” family income of an area—half of households make more, and half make less.
In the process of turning median incomes into income limits, HUD also considers household size: larger households are assigned larger AMI limits than smaller ones, in order to reflect the higher cost of living for more family members.
How do these limits translate into affordable housing regulations? Arlington’s affordable housing requirements (aka “inclusionary zoning”) require that rents for affordable units be priced for the 60% area median income, but the dwellings are available to households making up to 70%. Let’s show an example with some numbers.
Household size | 60% Income Limit | 70% Income Limit | 60% Rent |
---|---|---|---|
1 | $68,520 | $79,940 | $1,717/month |
2 | $78,360 | $91,420 | $1,959/month |
3 | $88,140 | $102,830 | $2,203/month |
HUD considers an apartment suitable for a household if it has one bedroom less than the number of household members, so a two-bedroom apartment would be suitable for a household of three, a one-bedroom would be suitable for a household of two, and a studio would be suitable for a household of one. The monthly rent for a two-bedroom apartment would be calculated as follows: $88,140 ÷ 12 × 30% = $2,203. The 30% comes from HUD’s rule that affordable housing tenants should not be cost-burdened, meaning that they pay no more than 30% of their income in rent.$88k or $102k/year can seem like a lot of money (and once upon a time it was). To get a better sense of what these income levels mean, I looked into what kinds of jobs pay these wages. To that end, I found wage information from the Arlington Public Schools report to Town Meeting, the Arlington town budget, and wage data from the Bureau of Labor Statistics. Here are a few scenarios:
Scenario 1: single adult
Scenario 1 represents a single adult living alone, and earning between $68,520 and $79,940. Jobs in this pay range include:
- Elementary classroom teacher ($62,000 – $75,000)
- Town planner ($75,000 – 79,000)
- Animal Control Officer ($72,000)
- Firefighter ($73,640)
- Librarian ($70,395)
- Lab Technician ($70,710)
- Social Worker ($71,470)
- Subway operator ($72,270)
- Licensed Practical Nurse ($75,690)
- Paralegal ($77,500)
- Chef ($78,040)
- Carpenter ($78,000)
Scenario 2: single parent with household of two
Scenario 2 represents a single parent earning between $78,360 and $91,420/year. Jobs in this pay range include:
- Office Manager – Assessor’s office ($80,399)
- Assistant Town Clerk ($77,375)
- Town Engineer ($74,000 – $80,000)
- Police Department Patrol Officer ($87,000)
- Town Budget Director ($88,488)
- Telecommunications equipment installer ($80,350)
- Plasterer and Stucco Mason ($82,250)
- Electrician ($82,380)
- Cement Mason ($86,250)
- Plumber and pipe fitter ($90,580)
Scenario 3: household of two, both adults
Scenario 3 has two adults, each earning $39,180 – $45,710 per year. Jobs in this salary range include several that we’ve come to know as “essential workers” during the pandemic.
- Special education teaching assistant ($34,290)
- Arlington Public Schools Paraprofessional ($36,290 – 42,440)
- Substitute Teacher ($34,921)
- Inspectional Services Record Keeper ($44,481)
- Food preparation worker ($39,590)
- Bartender ($39,730)
- Childcare worker ($40,470)
- Ambulance Driver ($40,890)
- Waiter ($41,440)
- Pharmacy aide ($41,460)
- Bank teller ($42,270)
- Tailor and dressmaker ($43,790)
- Restaurant cook ($44,140)
You may have noticed gaps in these lists — for example, there are no jobs listed in the $50,000 – $60,000 range because it’s in between the income limits for one- and two-income households. It’s also worth noting that a fair number of town employees’ salaries would qualify them for affordable housing (the town is Arlington’s largest employer).
So who qualifies to live in affordable housing? People with a lot of ordinary, working-class jobs, including many town employees.
by Beth Elliott
I’m a member of the Affordable Housing Trust Fund Board and an attorney with over 15 years of practice in affordable housing law. Views expressed are my own, not those of the Trust.
The Town of Arlington and the Arlington Affordable Housing Trust Fund have created the Acquisition, Creation and Conversion (ACC) Program to provide a flexible source of funding for creating deed-restricted affordable housing in Arlington. Up to $250,000 is available per restricted unit, and the Town has dedicated federal ARPA funds to support the ACC Program.
ACC Program funds can be used to build new deed-restricted affordable units, whether rented or owned. ACC funds can only be used for existing units if the current tenants will not be displaced.
“Deed-Restricted” Is Important
“Deed-restricted” is the key component here. Housing that is “deed-restricted” as affordable housing is protected by a legally binding agreement that is recorded against the property in the registry of deeds. This agreement specifies the levels of affordability that must be maintained and for how long. It’s a public commitment to provide affordable housing that binds the current owner of the property as well as anyone else who buys the property while the restriction is in place. The ACC Program requires affordability for at least 20 years for rental units and in perpetuity for homeownership units. For rental properties, this means that tenants know that their units will remain affordable for the long term, even if their landlord changes.
Personally, I’m most excited about the potential to use the ACC Program to apply these protections to existing naturally occurring affordable housing in Arlington. For example, if an owner of an existing apartment building participates in the ACC Program, some or all of the apartment units will become deed-restricted affordable housing. Because ACC Program funds can only be used if the existing tenants aren’t displaced, this locks in deed-restricted affordability for the existing tenants. This innovative feature of the program is rare in my experience of affordable housing programs, and it has RFP potential to make meaningful change for existing tenants of naturally occurring affordable housing.
Get the Full Rules
In addition, the ACC Program can be combined with other funding sources, so there is great opportunity for owners to propose their own solutions. The Request for Proposals (RFP) issued for the ACC Program, available here, provides the full rules for participating in the program.
by Steve Revilak
On Tuesday August 6, 2024, Governor Healey signed the Affordable Homes Act (H.4977) into law. It’s a significant piece of legislation that will take positive strides toward addressing our state’s housing crisis. At 181 pages, the Affordable Homes Act is a lengthy bill, but the things it does generally fall into three categories: funding, changes to state law, and changes to state agencies.
The act authorizes more than five billion dollars to fund the creation, maintenance, and preservation of housing. This includes $425M to housing authorities and local housing initiatives (including $2.5M for the Arlington Housing Authority), $60M to assist homeowners or tenants with a household member with blindness or severe disabilities, $70M for community-based efforts to develop supportive housing for persons with disabilities, and $100M to expand opportunities for first-time homebuyers.
The Affordable Homes Act makes several changes to Massachusetts zoning laws, including the legalization of accessory dwelling units (ADUs) statewide. ADUs, also known as “granny flats” or “in-law apartments,” are a cost-effective way to add new housing, and they’re typically used to provide living quarters for relatives or caretakers, or to generate rental income for homeowners. ADUs are now allowed in all single-family zones in Massachusetts, by right, without the need for a discretionary permit. Arlington has been a leader in this area, having passed an ADU bylaw in 2021, and it’s great to see this option extended throughout the Commonwealth.
Finally, the Affordable Homes Act makes a number of changes to state agencies, especially the Executive Office of Housing and Livable Communities (EOHLC). The Act establishes a new Office of Fair Housing within the EOHLC, to “advance the elimination of housing discrimination.” The Fair Housing office will provide periodic reports on progress towards achieving this goal. EOHLC is also charged with creating and implementing a state-wide housing plan that will consider supply and demand, affordability, challenges unique to different regions of the state, and an analysis of local zoning laws.
While our legislators deserve kudos for putting this package together, they also deserve kudos for what they left out. More than three hundred amendments were filed during House deliberations, and a number of them were intended to weaken the multi-family housing requirements of the MBTA Communities Act. For example, one amendment, simply titled “Technical Correction” would have rewritten the transit community definitions, in order to reduce the housing requirements for Milton. We are heartened that our legislators did not go along with such shenanigans.
As the public hearings on the zoning articles proceeded in late winter and early spring, 2019, it became clear that there was a very strong sentiment that the proposed increase in density in these designated zoning districts should result in an increase in affordable housing in Arlington. This coincided with the approved 2015 Master Plan’s stated goals:
- Encourage mixed-use development that includes affordable housing, primarily in well-established commercial areas.
- Provide a variety of housing options for a range of incomes, ages, family sizes, and needs.
- Preserve the “streetcar suburb” character of Arlington’s residential neighborhoods.
- Encourage sustainable construction and renovation of new and existing structures (see ch. 5, pg 77++ for housing section)
- The Yes on 16 report supports the citizen initiated petition resulting in Article 16 and demonstrates the tremendous impact of rapidly increasing land values on the overall affordability of property in Arlington. Building a stack of homes on one footprint is far more financially affordable than creating a single home on the same footprint of land.